Real Estate Financing

Ground-Up Construction

Ground-up construction financing for experienced residential and commercial builders and developers.

A transaction-specific path for development projects from the ground up.

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Program highlights

Key information at a glance.

Up to 85%LTC
Up to 70%ARV
Up to 60%Land-value financing
$500K+Financing starting at

Published program parameters are not a financing offer or guarantee. Rates, amounts, terms, timing, eligibility, and availability vary by transaction, provider review, underwriting, documentation, program availability, and applicable terms. Program information reviewed September 2026.

Common uses

Ways this financing path may support a transaction.

Residential development

Commercial development

Preparation

What to prepare.

  • Experience worksheet
  • Scope of work
  • Personal financial statement
  • Pro forma and exit strategy

Why Meridian

Understand the financing path before deciding.

Understand first

We start with the financing need, financial profile, existing obligations, and transaction details before discussing potential structures.

Explain the options

Meridian helps identify and explain financing paths that may be relevant, including important requirements and tradeoffs.

Clear next steps

Understand the structure, requirements, and transaction-specific considerations before deciding whether to proceed.

Start the conversation

Ready to explore your Ground-Up Construction options?

Tell us what you are looking to accomplish. Start with the business or transaction and review the financing paths that may be relevant. No upfront brokerage fee to explore financing options.

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