Sometimes your business needs cash before your customers pay you. For companies with steady credit or debit card sales, a merchant cash advance (MCA) offers a fast and flexible way to get capital—without traditional loan requirements.
What Is a Merchant Cash Advance?
An MCA is an advance on your future card sales. Repayment is a fixed percentage of daily transactions, so payments adjust automatically with sales volume.
Meridian’s MCA Advantage
1. Speed – Approval in hours, funding in 1–2 business days.
2. Flexible Repayment – Payments adjust with your sales.
3. No Collateral – MCAs are unsecured.
4. Wide Industry Fit – Restaurants, retailers, salons, auto shops, and more.
Client Story: Seasonal Retailer Success
A boutique in North Carolina needed extra inventory for the holiday season. With a business cash advance from Meridian, they received $40,000 in two days. Repayments came directly from card sales, so when January slowed down, payments decreased automatically.
How It Works
- Apply online with recent sales data.
- Get approved in hours.
- Receive funds directly to your account.
- Repayment is automatically deducted from daily sales.
Get Started Today
Fast business funding tied to your sales performance—discover Meridian’s merchant cash advance options today.